{"id":382,"date":"2022-02-15T13:57:40","date_gmt":"2022-02-15T10:57:40","guid":{"rendered":"https:\/\/ajafintech.com\/?page_id=382"},"modified":"2022-03-16T17:02:04","modified_gmt":"2022-03-16T14:02:04","slug":"fintech-nedir","status":"publish","type":"page","link":"https:\/\/ajafintech.com\/?page_id=382","title":{"rendered":"FINTECH NED\u0130R"},"content":{"rendered":"\t\t
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\n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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FINTECH NED\u0130R<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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ANASAYFA <\/a> > HAKKIMIZDA <\/a> > FINTECH NED\u0130R<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Fintech Nedir?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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2015 y\u0131l\u0131n\u0131n ba\u015f\u0131nda hayat\u0131m\u0131za giren fintech (Finansal Teknoloji), teknoloji ve finans sekt\u00f6rlerini harmanlayarak geleneksel finans hizmetlerinin teknoloji arac\u0131l\u0131\u011f\u0131yla yap\u0131labildi\u011fi geli\u015fmi\u015f bankac\u0131l\u0131k sistemidir. Finansal Teknoloji sekt\u00f6r\u00fcn\u00fcn amac\u0131 finansal i\u015flemleri h\u0131zland\u0131rarak ve kolayla\u015ft\u0131rarak m\u00fc\u015fterilere daha etkin hizmet verebilmektir. \u00d6zellikle ABD ve \u0130ngiltere gibi \u00fclkelerde yayg\u0131n olan bu kurulu\u015flar \u00fclkemizde de geli\u015fen gen\u00e7 bir sekt\u00f6rd\u00fcr.<\/p>

\u0130lk ba\u015fta sadece muhasebe alan\u0131nda kullan\u0131lan bu sekt\u00f6r mobil uygulamalar\u0131n yayg\u0131nla\u015fmas\u0131 ile daha \u00e7ok kullan\u0131m alan\u0131 sunmaya ba\u015flad\u0131. Fintech art\u0131k para transferi, ak\u0131ll\u0131 telefonunuzla \u00e7ek yat\u0131rma, bir i\u015fe ba\u015flama i\u00e7in para toplama veya bir ki\u015finin yard\u0131m\u0131 olmadan yat\u0131r\u0131mlar\u0131n\u0131z\u0131 y\u00f6netme, kripto para al\u0131mve sat\u0131m\u0131 gibi finansal hizmetler sa\u011fl\u0131yor.<\/p>

Bu sekt\u00f6r\u00fcn bu kadar b\u00fcy\u00fcmesi ve yat\u0131r\u0131m almas\u0131n\u0131n \u00f6nemli iki nedeni var. Bunlardan birincisi blockchain teknolojisinin y\u00fckseli\u015fi, ikinci ve en \u00f6nemli neden ise i\u00e7inde bulundu\u011fumuz Covid-19 pandemi ko\u015fullar\u0131nda sekt\u00f6r\u00fcn m\u00fc\u015fterilerine kar\u015f\u0131 sa\u011flad\u0131\u011f\u0131 kolayl\u0131kt\u0131r. Pandemi \u015fartlar\u0131nda evinden d\u0131\u015far\u0131 \u00e7\u0131kamayan insanlar i\u00e7in \u00e7evrimi\u00e7i finansal hizmetlerin tercihinin artt\u0131\u011f\u0131 bu d\u00f6nemde bu kurulu\u015flar hayatta kalmakla kalmay\u0131p h\u0131zla b\u00fcy\u00fcmeye devam ettiler. Covid-19 salg\u0131n\u0131n yaratt\u0131\u011f\u0131 bu ger\u00e7eklikle finansal sekt\u00f6r\u00fcn h\u0131zla b\u00fcy\u00fcmesine devam etmesi hayli olas\u0131.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Fintech Sekt\u00f6r\u00fcn\u00fcn Faydalar\u0131 Nelerdir?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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  1. Eskiden bir banka hesab\u0131 a\u00e7mak i\u00e7in, bir\u00e7ok evrakla birlikte bir banka \u015fubesine gitmeniz gerekiyordu. Fintechler ise nerede olursan\u0131z olun bu i\u015flemi mobil uygulama \u00fczerinden yapman\u0131z\u0131 sa\u011fl\u0131yor.<\/li>
  2. Fintechler ile ak\u0131ll\u0131 telefonunuzu \u201cdijital c\u00fczdan\u201d haline getirebilir ve paran\u0131z\u0131 istedi\u011finiz gibi harcayabilirsiniz.<\/li>
  3. Finansal hizmetleri dijital ortamda sunan bu kurulu\u015flar kullan\u0131c\u0131lar\u0131n\u0131n hayat\u0131na h\u0131z ve kolay eri\u015filebilirlik sa\u011flamaktad\u0131r.<\/li>
  4. M\u00fc\u015fterilerine zamandan ve konumdan ba\u011f\u0131ms\u0131z hizmet sunan fintechlerin hizmet \u00e7e\u015fitlili\u011fi geleneksek finansal hizmetlerden daha fazlad\u0131r.<\/li>
  5. Finans hizmetlerini dijital bir \u015fekilde sa\u011flamak i\u015f g\u00fcc\u00fc ihtiya\u00e7lar\u0131n\u0131 ve hata riskini azalt\u0131yor. B\u00f6ylelikle bu kurulu\u015flar\u0131n \u00f6nemli bir faydas\u0131 da maliyetleri minimalize etmesidir.<\/li>
  6. Fintech kurulu\u015flar\u0131n\u0131n, \u015fube gibi fiziksel yap\u0131lar i\u00e7in harcama yapmas\u0131na gerek yoktur. Bu nedenle bu kurulu\u015flar bir\u00e7ok hizmette geleneksel y\u00f6ntemlere g\u00f6re fiyat avantaj\u0131na sahiptir.<\/li>
  7. Fintech kurulu\u015flar\u0131 her ge\u00e7en g\u00fcn artan inovatif fikirler ile b\u00fcy\u00fcmeye devam ediyor. Bu kurulu\u015flar\u0131n bu \u015fekilde b\u00fcy\u00fcmesi bankalar\u0131nda teknolojik olarak hizmetlerini geli\u015ftirmesine katk\u0131da bulunuyor. B\u00f6ylelikle bu sekt\u00f6r\u00fcn rekabet olu\u015fturmas\u0131 mevcut finansal modellere de yarar sa\u011flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor.<\/li>
  8. Fintech kurulu\u015flar\u0131 yat\u0131r\u0131mc\u0131lar\u0131n bireysel yat\u0131r\u0131mlar\u0131n\u0131 birisine ihtiya\u00e7 duymadan y\u00f6netmesini sa\u011fl\u0131yor.<\/li>
  9. Fintechler, kullan\u0131c\u0131 dostu ara y\u00fczleri ve kullan\u0131m hatas\u0131n\u0131 en aza indiren yaz\u0131l\u0131mlar\u0131yla kullan\u0131c\u0131lar i\u00e7in finansal i\u015flemlerde daha g\u00fcvenilirdir.<\/li>
  10. Bu kurulu\u015flar sahip olduklar\u0131 teknolojik \u00e7e\u015fitlilik sayesinde m\u00fc\u015fterileri hakk\u0131nda daha fazla veri toplayabilirler. B\u00f6ylelikle fintech kurulu\u015flar\u0131 m\u00fc\u015fterilerine daha fazla ki\u015fiselle\u015ftirilmi\u015f bir hizmet sunabilirler.<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    \u0130LET\u0130\u015e\u0130M<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t7 Trg Slobode Budva Budva County, 85310,Montenegro\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t+357 95 903612\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tinfo@ajafintech.com\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    B\u0130Z\u0130 TAK\u0130P ED\u0130N<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tFACEBOOK\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tINSTAGRAM\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tTWITTER\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tLINKEDIN\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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